Offer
- In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2X the points on eligible ride shares, transit & gas in Canada
- Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online
- Earn 1X point for every $1 in Card purchases everywhere else
- Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex ExperiencesTM
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$155.88
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
21.99%
Cash Advance Rates
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 15,000 Membership Rewards Points
Minimum Spending Required
$9,000
Minimum Spending Timeframe (Months)
12 month(s)
Transferable Points
Rewards Type
Travel Rewards, Cash back
Transfer Partners
Aeroplan, Asia Miles, British Airways Executive Club, Etihad Guest, Flying Blue, Hilton Honors, Marriott Bonvoy, Membership Rewards American Express
Loyalty Program
Membership Rewards American Express
Earnings
Per dollar of purchases
All Spending
1 Membership Rewards Point
Groceries
5 Membership Rewards Points
Gas
2 Membership Rewards Points
Dining and Food delivery
5 Membership Rewards Points
Convenience Stores
5 Membership Rewards Points
Drugstores
1 Membership Rewards Point
Local Transport
2 Membership Rewards Points
Travel
1 Membership Rewards Point
Entertainment
1 Membership Rewards Point
Recurring Payments
1 Membership Rewards Point
Telecom/Internet
1 Membership Rewards Point
Streaming services
3 Membership Rewards Points
Online transactions
1 Membership Rewards Point
Office Supplies
1 Membership Rewards Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.