Best Credit Cards: Extended Warranty

National Bank

National Bank World Elite Mastercard

National Bank World Elite Mastercard is the best Mastercard credit card on NBC. With the current welcome offer exclusive to the Milesopedia Network, receive up to 35,000 bonus points, distributed as follows:

• 10,000 points if you make at least $5,000 in purchases in the first 3 months
• 10,000 points if you make at least $10,000 in purchases in the first 6 months
• 15,000 points if you make at least $20,000 in purchases in the first 14 months

What’s more, you pay no annual fee for the first year.

With this card, you earn up to 5 points per dollar on your purchases:

• 5 points per dollar on grocery and restaurant purchases
• 2 points per dollar on gas and electric recharge purchases
• 2 points per dollar on recurring bills
• 2 points per dollar on À la carte Travel
• 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

• Airport parking
• Baggage fees
• Seat selection
• Access to airport lounges
• Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, in 2023 and 2024, Milesopedia voted National Bank World Elite Mastercard as the Best Credit Card for Travel and the Best Credit Card for Insurance.

National Bank's World Mastercard

Don’t have the minimum income required by the National Bank World Elite Mastercard®? Then the National Bank World Mastercard® may be a good option for you. This requires a $50,000 individual income (or $80,000 household income).

You can earn up to 2 points per dollar on your purchases. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.

And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.

National Bank Platinum Mastercard

Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard® does not require a minimum income.

With the National Bank Platinum Mastercard®, you can earn 2 points per dollar on grocery store and restaurant purchases, and 1.5 points per dollar on gas and electric vehicle charging, recurring bill payements and À la Carte Travel. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

In addition, you get premium insurance usually dedicated for high-end credit cards:

• 180-day Purchase protection in the event of theft or damage
• Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
• Trip Cancellation Insurance
• Trip Interruption Insurance
• Out-of-province hospital insurance
• Flight Delay Insurance
• Baggage insurance in case of delay, theft or loss
• Car rental insurance
• Mobile Device Insurance

We voted the National Bank Platinum Mastercard® as the best credit card for young professionals in 2024.

RBC

RBC Cash Back Preferred World Elite Mastercard

With the RBC Cash Back Preferred World Elite Mastercard, earn 1.5% cash back on all your purchases. Costco included. And this, without any annual limit!

In addition, you get several benefits such as:

• Instant fuel savings at Petro-Canada
• 12 months free shipping with DoorDash
• Free Wi-Fi with Boingo

Finally, the RBC Cash Back Preferred World Elite Mastercard is ideal for protecting your purchases. You get:

• Premium purchase protection for 120 days
• Extended warranty triples the manufacturer’s original Canadian warranty

TD

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per dollar of eligible purchase for:

• Grocery stores
• Gas stations
• Travel
• Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.