American Express® Aeroplan®* Business Reserve Card 

Business Card
American Express® Aeroplan®* Business Reserve Card 
Welcome Bonus
Up to 90,000 Aeroplan Points
Annual Fee
  • 3X points on Air Canada and Air Canada Vacations
  • Access to VIP Lounges
  • Aeroplan Preferred Pricing
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

American Express® Aeroplan®* Business Reserve Card
Business Card
Up to 90,000 Aeroplan Points
Apply Now


Earn up to 90,000 Welcome Bonus Aeroplan®* points.

  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges for you and a guest, and Air Canada Café; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Use your American Express Aeroplan Business Card and present your Aeroplan Membership Card to pay for purchases at any of Aeroplan’s 170 partners and 120 online retailers in the Aeroplan eBoutique to earn double points!
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, complimentary valet service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $599
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount Up to 90,000 Aeroplan Points
Minimum Spending Required $14,000
Minimum Spending Timeframe (Months) 13 month(s)
Nexus Membership $100
VIP Lounges
Priority Check-In
Priority Boarding
Nexus Credit


Per dollar of purchases

All Spending 1.25 Aeroplan Points
Groceries 1.25 Aeroplan Points
Gas 1.25 Aeroplan Points
Dining and Food delivery 1.25 Aeroplan Points
Convenience Stores 1.25 Aeroplan Points
Drugstores 1.25 Aeroplan Points
Local Transport 1.25 Aeroplan Points
Travel 2 Aeroplan Points
Entertainment 1.25 Aeroplan Points
Recurring Payments 1.25 Aeroplan Points
Telecom/Internet 1.25 Aeroplan Points
Streaming services 1.25 Aeroplan Points
Online transactions 1.25 Aeroplan Points
Office Supplies 1.25 Aeroplan Points


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.75 Milesopedia Rating