American Express®* Aeroplan® Reserve Card 

Welcome Bonus
Up to 85,000 Aeroplan Points
  • 3X Points
    Earn 3 points for every $1 spend on Air Canada or Air Canada Vacations purchases*
  • Access to Maple Leaf Lounge™*
    Get complimentary access to some Maple Leaf Lounges in North America*
  • Preferred pricing
    Redeem fewer Aeroplan points when booking flight rewards*
Annual Fee
$599
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

amex-prestige-aeroplan
American Express®* Aeroplan® Reserve Card
Up to 85,000 Aeroplan Points
Apply Now

Offer

  • New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points.
    • Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
    • Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
    • That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits
  • New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024
  • Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
  • Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
  • Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café in North America for you and a guest, with a same day ticket on a departing Air Canada®* or Star Alliance®* flight
  • Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
  • Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • Get access with your American Express® Aeroplan®* Reserve Card to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Amex ExperiencesTM opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
  • Get more from your travel experience at Toronto Pearson International Airport with:
    • Access to Pearson Priority Security Lane
    • Complimentary valet service at the Express Park and Daily Park
    • 15% discount on parking rates at the Express Park and Daily Park
    • 15% discount on Auto Care services
  • American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey
  • Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $599
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 85,000 Aeroplan Points
Minimum Spending Required $10,000
Minimum Spending Timeframe (Months) 13 month(s)
Nexus Membership $100
VIP Lounges
Concierge
Priority Check-In
Priority Boarding

Earnings

Per dollar of purchases

All Spending 1.25 Aeroplan Points
Groceries 1.25 Aeroplan Points
Gas 1.25 Aeroplan Points
Dining and Food delivery 2 Aeroplan Points
Convenience Stores 1.25 Aeroplan Points
Drugstores 1.25 Aeroplan Points
Local Transport 1.25 Aeroplan Points
Travel 1.25 Aeroplan Points
Entertainment 1.25 Aeroplan Points
Recurring Payments 1.25 Aeroplan Points
Telecom/Internet 1.25 Aeroplan Points
Streaming services 1.25 Aeroplan Points
Online transactions 1.25 Aeroplan Points
Office Supplies 1.25 Aeroplan Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.7 Milesopedia Rating