American Express Business Edge™ Card 

Business Card
American Express Business Edge™ Card 
Welcome Bonus
Up to 67,000 Membership Rewards Points
Annual Fee
  • 3X points on gas, office supplies and dining
  • Use your points as a statement credit on any purchase
  • Free Supplementary Cards
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

American Express Business Edge™ Card
Business Card
Up to 67,000 Membership Rewards Points
Apply Now


Earn up to 67,000 welcome bonus Membership Rewards® points

  • Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • Plus, earn 10 times the points for every $1 in eligible essential business purchases, including office supplies, electronics, transportation, gasoline and restaurant, bar and bistro purchases, made in the first 6 months of membership, up to a maximum of 10,000 points.
  • You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year
  • That’s $670 in statement credits that can be reinvested in your business.

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
  • Earn 1x the points on all other purchases charged to the Card
  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTM Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $99
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount Up to 67,000 Membership Rewards Points
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)
Transferable Points
Rewards Type Travel Rewards, Cash back
Transfer Partners Marriott Bonvoy, Marriott Bonvoy, Membership Rewards American Express
Loyalty Program Membership Rewards American Express


Per dollar of purchases

All Spending 1 Membership Rewards Point
Groceries 1 Membership Rewards Point
Gas 3 Membership Rewards Points
Dining and Food delivery 3 Membership Rewards Points
Convenience Stores 1 Membership Rewards Point
Drugstores 1 Membership Rewards Point
Local Transport 3 Membership Rewards Points
Travel 1 Membership Rewards Point
Entertainment 1 Membership Rewards Point
Recurring Payments 1 Membership Rewards Point
Telecom/Internet 1 Membership Rewards Point
Streaming services 1 Membership Rewards Point
Online transactions 1 Membership Rewards Point
Office Supplies 3 Membership Rewards Points


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.5 Milesopedia Rating