Offer
- Welcome offer: Get up to 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
- 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
- Memorable journeys begin with our premium flexible travel credit card!
- Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Points you can use to cover all flight charges & taxes*
- Fly on any airline, with no blackout dates*
- Redeem your points at any time through the BMO Rewards center.
- Best-in-class travel and medical insurance (unlimited trips per year)*
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$150
First Year Annual Fee Rebate
First Additional Card
$50
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
21.99%
Cash Advance Rates
23.99%
Balance Transfer Rates
23.99%
Cash Advance Rate (QC)
21.99%
Balance Transfer Rates (QC)
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Jun 1, 2025
Welcome Bonus amount
Up to 100,000 Points
Minimum Spending Required
$37,500
Minimum Spending Timeframe (Months)
15 month(s)
VIP Lounges
Lounge Annual Visits included
4
Costco
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
1 Point
Gas
1 Point
Dining and Food delivery
3 Points
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
1 Point
Travel
5 Points
Entertainment
3 Points
Recurring Payments
3 Points
Telecom/Internet
3 Points
Streaming services
3 Points
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Legal
*Terms and conditions apply
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