Offer
- Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and an annual fee waiver for the first year.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 6x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 5x Scene+ points for every $1 you spend on restaurant, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
- Earn 5x Scene+ points for every $1 you spend in Canada on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
- Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
- Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming sevices.
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
- No Foreign Transaction Fee
- Comprehensive Travel Insurance coverage
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$120
First Year Annual Fee Rebate
First Additional Card
$29
Other Additional Card
$29
Foreign Transaction Fee
0.00%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Jan 2, 2025
Welcome Bonus amount
Up to 45,000 Scene+ Points
Minimum Spending Required
$7,500
Minimum Spending Timeframe (Months)
12 month(s)
Transferable Points
Rewards Type
No Foreign Transaction Fee, Travel Rewards, Cash back
Transfer Partners
Scene+
Loyalty Program
Scene+
Concierge
Earnings
Per dollar of purchases
All Spending
1 Scene+ Point
Groceries
5 Scene+ Points
Gas
3 Scene+ Points
Dining and Food delivery
5 Scene+ Points
Convenience Stores
1 Scene+ Point
Drugstores
1 Scene+ Point
Local Transport
3 Scene+ Points
Travel
1 Scene+ Point
Entertainment
5 Scene+ Points
Recurring Payments
1 Scene+ Point
Telecom/Internet
1 Scene+ Point
Streaming services
3 Scene+ Points
Online transactions
1 Scene+ Point
Office Supplies
1 Scene+ Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Legal
*Conditions apply. Rates, fees and other information are effective as of July 2, 2024. Subject to change.